NexusIQ Essential · by StarkeIQ

Bookkeeping that runs itself, for up to 2 companies.

NexusIQ Essential automates your books — invoicing, expenses, payroll, inventory and tax-ready reports — so you run the business instead of recording it. Approvals, audit trails and bulk import included: a real finance function, not just bookkeeping.

  • 2 companiesseparate, siloed datasets
  • USD billingnaira + intl. cards accepted
  • No migrationupgrade unlocks, never moves
2 companiestoggle between datasets
Tax-readyP&L · Balance Sheet · Cash Flow

The problem

Founder time is spent recording the business, not running it.

Invoices in one spreadsheet, expenses in another, payroll on a third tab. Add a second company and the whole thing breaks — two sets of books, zero visibility.

  • Month-end takes days of manual reconciliation
  • Two companies means logging out to check the other
  • Tax season = reconstructing a year from fragments
1

Pick your industry

Your chart of accounts installs itself — 71 locked core accounts plus your industry pack. No uploads.

2

Automate

Recurring invoices, bank matching and payroll postings run themselves.

3

Close

GL stays balanced, alerts flag exceptions, reports are tax-ready.

Essential Edition

Everything a 2-company SMB needs. Nothing it doesn't.

One core, fully covered — accounting, operations and compliance for each company, kept strictly separate.

Self-building chart of accounts

71 locked foundational accounts preinstalled — no uploads. Switch on your industry pack (SaaS, Retail, Manufacturing, Professional Services) and NexusIQ adds the rest, then keeps creating item-group accounts as you add products, assets, loans and payroll.

Journals, done properly

Dual-date posting (economic vs settlement), one-click templates, live balance enforcement, recurring schedules with preview, attachments — plus Ctrl+S / Ctrl+Enter shortcuts.

Invoicing & receivables

Send invoices with aging buckets, advance payments and overpayment handling — receivables discipline out of the box.

Bills & payables

Vendor bills with 3-way matching (PO → goods received → bill), due-date tracking and a work queue so nothing slips.

Cash & banking

Bank balances per company, GL balance today, reconciliation built in.

Tax & compliance

Tax rates engine plus P&L, Balance Sheet and Cash Flow reports, ready to file.

Forex & multi-currency view

Forex rates tracked per company for cross-border purchases and sales.

Inventory & purchasing

Stock levels, reorder points, purchase orders and goods received — every movement posts to the GL.

Fixed assets

Full lifecycle: register, edit, depreciation schedules and depreciation runs — what you own, what it's worth, posted to the GL.

Payroll & projects

Pay runs with allowances and printable payslips, borrowings tracking, and project costing — all posting to the GL.

Approvals & controls

Approvals wired into AP bills, journal entries, sales orders and purchase orders — role-based routing, full history — aggregated in one Work Queue. Role-based access and a complete audit trail on every change.

CSV import & print to PDF

Bulk-import journals from CSV with validation and error reports. Export the chart of accounts and journals to CSV. Print anything to PDF from the browser. Downloadable CSV template included.

Borrowings & loan management

Loan register, amortization with moratorium phases, maturity buckets, 90-day payment forecasts and true finance-cost summaries — debt visibility banks charge extra for.

Self-building chart of accounts

Your books install themselves.

Every company starts with 71 locked foundational accounts. Switch on your industry pack and the second level lands instantly — then NexusIQ keeps creating item-group accounts as you add products, register fixed assets, book loans and run payroll. No chart uploads, ever.

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Universal Core · 71 accounts · always on

Foundational accounts every business needs. Cannot be removed.

SaaS / Software · 11 accounts

Subscription & deferred revenue, hosting costs, R&D expenses.

Retail / E-commerce · 11 accounts

Inventory, COGS, sales tax, gift cards, merchant fees.

Manufacturing · 13 accounts

Assembly & outsourced manufacturing — finished goods, subcontractor costs, production overhead.

Professional Services · 10 accounts

Unbilled WIP, retainers, consulting revenue, subcontractor costs.

app.nexusiq.com · Borrowings

0–30 days due

2 payments

31–60 days due

1 payment
1–3 year bucketPrincipal grouped by maturity horizon.
Moratorium supportedInterest-only phases before repayment begins.
True finance costEvery naira of interest, by month and facility.

Borrowings & loan management

Debt, fully scheduled.

Register facilities, auto-generate amortization with moratorium phases, and see maturity buckets, 90-day payment forecasts and true interest cost per facility. Pay down row by row, straight from the schedule.

  • Portfolio view: outstanding, avg rate, maturities
  • Principal buckets: <6m, 6–12m, 1–3y, >3y
  • 90-day payment forecast with balance-after
app.nexusiq.com · Borrowings
Term loan: 5,000,000 naira at 18 percent with moratorium phases in the repayment schedule

Real screenshot from the live app (demo facility) — ₦5,000,000 term loan at 18% p.a. with interest-only moratorium phases before repayment begins.

app.nexusiq.com · Debt Maturity Profile
Debt maturity profile: principal buckets under 6 months, 6 to 12 months, 1 to 3 years and over 3 years

Real screenshot from the live app (demo facility) — the ₦5,000,000 facility sitting in the 1–3 year bucket with 35 months left.

Integration, not interfaces

Everything posts to the GL. Nothing lives in a side-table.

Every invoice, payroll run, depreciation charge and loan repayment flows into the general ledger as auditable logic — not exports, not re-entry.

→

Sales → Cash

Order → dispatch → invoice → receivables → GL. Returns and price lists included.

→

Purchase → Pay

Purchase order → goods received → 3-way match → vendor bill → payables → GL.

→

Operate → Close

Payroll runs, depreciation, loan amortization and stock movements all post to the GL.

Live product, not mockups

The app behind the promises.

NexusIQ Essential is a working product: role-based sign-in, setup wizard that installs your 71-account core plus industry pack, trend-KPI dashboard with per-module health, approval work queue with audit trail, and amortization schedules with moratorium and FX revaluation.

  • Dashboard: trend KPIs + loans, assets, invoices, payroll, AP, inventory health
  • Bank CSV import with auto-match · journal CSV template + validation
  • Debt maturity profile: <6m, 6–12m, 1–3y, >3y + 90-day upcoming payments
app.nexusiq.com · Dashboard
NexusIQ dashboard for Ekpe DuBios LLC: financial overview KPIs and per-module health

Real screenshot from a live company — financial overview, payroll for 6 employees, 18 products and borrowings health at a glance.

app.nexusiq.com · Attention Required
Attention-required panel: GL balanced, no overdue bills, stock OK, payroll months overdue flagged

Exceptions surface themselves — balanced GL, clean receivables, and overdue payroll flagged with a direct action.

Grows with you

Start with 2. Connect at 4. Direct at 10.

Essential keeps each company siloed by design. When you're ready to run them as one group, Growth connects them — same data, no migration.

YOU ARE HERE

TIER 1

Essential

2

  • Unrelated, siloed companies
  • Toggle between datasets
  • Automated bookkeeping
Subscribe

TIER 2 · COMING SOON

Growth

2–4

  • Related entities, connected
  • Unified operational dashboard
  • Intercompany workflows
See the ladder

TIER 3 · ON THE ROADMAP

C-Suite

Up to 10

  • Full consolidation & eliminations
  • Scenario modeling, board packs
  • AI strategic advisor
See the ladder

Launch offer

Subscribe at launch. Lock your price for life.

NexusIQ Essential is live. Founding subscribers keep their rate permanently — even as Growth and C-Suite launch above it.

  • Priority onboarding + opening-balance import help
  • Direct line to the product team
  • Loyalty discount when you upgrade to Growth

Start your 14-day free trial

Leave your work email and we'll send your trial invite right away.

Free 14-day trial · No card required to start

Questions, answered

Why only 2 companies?

By design. Essential is for running each business cleanly on its own. When you want a group view across 2–4 related entities, Growth Edition connects them — your data carries over untouched.

How do I pay? Do you accept naira cards?

Plans are billed in USD. You can pay with naira debit cards or any international card — your bank handles the conversion at checkout.

What happens when I outgrow Essential?

You upgrade, not migrate. Growth unlocks on the same core, same login, same data — like gaining a new floor, not moving buildings.

Can I cancel or export my data?

Anytime, in a few clicks, with full export of your chart of accounts, transactions and reports. Your books stay yours.

Stop recording. Start running.

Subscribe to NexusIQ Essential — automated bookkeeping for your two companies, live in an afternoon.

14-day free trial · USD billing · Naira & international cards accepted